CalKit

Salary Calculators(20)

Take-home pay, severance, social insurance and more

Overview

Our salary calculator collection lets you handle all pay-related calculations in one place — from annual take-home pay and severance to social insurance premiums, weekly holiday pay, and ordinary wages. Reflecting Korean labor law and social insurance systems, these tools accurately compute the amount that actually reaches your bank account from gross salary. Special-situation calculators cover parental leave pay, maternity benefits, unemployment insurance, dismissal notice pay, and shutdown pay. Whether you are a full-time employee, part-timer calculating hourly wages, or a freelancer figuring out net income after the 3.3% withholding tax, our tools help you plan your finances with confidence and precision.

Tips

  • When negotiating salary, always check your take-home pay after social insurance deductions, not just gross salary. Net pay varies depending on the number of dependents even at the same gross salary.
  • Severance pay applies to employees who have worked for at least one year and is calculated based on the average wage over the last three months. Including bonuses or unused-leave pay in those months can increase the amount.
  • The four major social insurances (National Pension, Health Insurance, Employment Insurance, and Industrial Accident Insurance) are split between employee and employer. Verify the 2026 health insurance and long-term care premium rates for accurate deduction figures.
  • Weekly holiday pay applies to part-timers working 15 or more hours per week. Calculate your effective hourly wage including weekly holiday pay to understand your true earnings.
  • Freelancers receive pay after a 3.3% withholding tax (3% income tax + 0.3% local income tax), but may receive a refund during the May comprehensive income tax filing if business expenses are recognized.
  • Ordinary wage serves as the basis for overtime, night-shift, and holiday-work premiums. Regular, uniform, and fixed allowances beyond the base salary may also be included in ordinary wage — review your pay stub carefully.
  • Parental leave pay rates differ between the first three months and the remaining period. There are also upper and lower limits, so it is wise to estimate the expected amount in advance.
  • When comparing salaries, also consider non-salary benefits such as welfare programs, performance bonuses, and stock options for a more accurate total compensation comparison.

FAQ

Q. What is the take-home pay for an annual salary of 30 million KRW?

For a gross salary of 30 million KRW, take-home pay varies by dependents and tax-exempt allowances, but for a single-person household it is roughly 2.20–2.25 million KRW per month after deducting social insurance premiums, income tax, and local income tax. Use the salary calculator for an exact figure.

Q. How much are the four major social insurance deductions?

The employee's share of the four insurances totals roughly 9–10% of gross pay: National Pension 4.5%, Health Insurance about 3.545% (approximately 4.0% including long-term care), and Employment Insurance 0.9%. Industrial Accident Insurance is fully covered by the employer. Exact rates change annually, so always check the latest figures.

Q. How is severance pay calculated?

Severance is calculated as: daily average wage × 30 days × (total service days ÷ 365). The average wage is the total wages paid during the last three months divided by the total calendar days in that period. Bonuses and unused-leave pay may also be included, so use the average wage calculator for an accurate result.

Q. What is weekly holiday pay and who is eligible?

Weekly holiday pay is compensation for a paid weekly day off, given to workers who have perfect attendance for the week. Not only full-time employees but also part-timers working 15 or more hours per week are eligible. For example, at 10,000 KRW/hour for 20 hours/week, the weekly holiday pay adds about 40,000 KRW per week.

Q. How is the 3.3% freelancer tax settled?

The 3.3% withheld from freelancers consists of 3% income tax and 0.3% local income tax. This is essentially a prepayment. During the May comprehensive income tax filing, the final tax is determined based on actual income and deductible expenses. Depending on the expense recognition rate, you may owe additional tax or receive a refund.

Q. How much parental leave pay can I receive?

Parental leave pay is 80% of ordinary wage for the first three months (capped at 1.5 million KRW/month) and 50% for the remaining period (capped at 1.2 million KRW/month). Rates and caps may change with policy updates, so check the latest standards and use the parental leave pay calculator to estimate in advance.

Q. What is the difference between ordinary wage and average wage?

Ordinary wage is the fixed, regular, and uniform amount agreed upon for payment and serves as the basis for overtime, night, and holiday premiums. Average wage is calculated from the total wages actually paid over the last three months and is used for severance pay and industrial accident compensation. The key difference is that ordinary wage is based on fixed amounts while average wage reflects actual earnings.

Q. How is unemployment insurance benefit calculated?

The daily unemployment benefit is 60% of the average daily wage from the three months before separation, subject to upper and lower limits. The benefit period ranges from 120 to 270 days depending on age and employment insurance enrollment duration. Involuntary separation is the standard eligibility condition, but voluntary resignation may also qualify if a justifiable reason is recognized.

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