CalKit

Social Insurance Calculator

Calculate national pension, health, employment, and industrial insurance premiums.

4대보험 공제 합계
근로자 부담분
281,973원

4대보험 내역 (근로자 부담)

국민연금 (4.5%)−135,000원
건강보험 (3.545%)−106,350원
장기요양보험 (건강보험의 12.81%)−13,623원
고용보험 (0.9%)−27,000원
총 공제액−281,973원
공제 후 급여2,718,027원

Overview

The Social Insurance Calculator (4 Major Insurances) computes employee and employer contributions for National Pension, Health Insurance, Long-Term Care Insurance, and Employment Insurance based on 2025 rates.

Formula

Total Employee Contribution = National Pension + Health Insurance + Long-Term Care + Employment Insurance

• National Pension: Monthly wage × 4.5% (employer: 4.5%)
• Health Insurance: Monthly wage × 3.545% (employer: 3.545%)
• Long-Term Care: Health Insurance premium × 12.95% (employer: 12.95%)
• Employment Insurance: Monthly wage × 0.9% (employer: 0.9%–1.65%)
• Industrial Accident Insurance: 100% employer-paid (varies by industry)

How to Use

  1. 1Enter your gross monthly wage.
  2. 2Exclude non-taxable items from the wage input.
  3. 3Click 'Calculate' to see each insurance premium for both employee and employer.

Tips

  • Health and long-term care insurance rates are updated annually — check at the start of each year.
  • Employer's employment insurance share varies by company size (above/below 150 employees).
  • Industrial accident insurance is fully paid by the employer and not deducted from employee pay.

FAQ

Q. What are Korea's 4 major social insurances?

National Pension, Health Insurance (including Long-Term Care), Employment Insurance, and Industrial Accident Insurance. Employees and employers share most premiums, except industrial accident insurance, which is fully employer-paid.

Q. What are the 2025 insurance rates?

National Pension: 9% (4.5% each), Health Insurance: 7.09% (3.545% each), Long-Term Care: 12.95% of health premium, Employment Insurance: 1.8% (0.9% each for the unemployment component).

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