Inflation Calculator
Calculate inflation impact on purchasing power.
20년 후 현재 100,000,000원의 실질 가치
인플레이션 분석
기간별 실질 가치 변화
Overview
The Inflation Calculator shows how purchasing power changes over time due to rising prices. Enter a current amount, expected inflation rate, and time period to see the future equivalent value or the present-day purchasing power of a future sum.
Formula
Future Value = Present Amount × (1 + Inflation Rate)^Years. Present Value (Purchasing Power) = Future Amount / (1 + Inflation Rate)^Years.
How to Use
- 1Enter the current amount in question.
- 2Enter the expected annual inflation rate (%).
- 3Set the time period in years.
- 4Select the calculation direction (present → future or future → present).
- 5Click Calculate to view the purchasing power change.
Tips
- ✔Korea's average consumer price inflation over the past decade has been around 2–3% — use this as a reference for long-term planning.
- ✔Always factor in inflation when planning for retirement, education costs, or any long-term financial goal.
- ✔Your investments need to earn more than the inflation rate to achieve real (inflation-adjusted) wealth growth.
FAQ
Q. What is inflation?
Inflation is the sustained increase in the general price level of goods and services, which erodes the purchasing power of money over time. Korea's central bank targets an annual CPI increase of about 2%.
Q. Where can I find the current inflation rate?
In Korea, the Consumer Price Index (CPI) is published monthly by Statistics Korea and the Bank of Korea's Economic Statistics System (ECOS). It is expressed as a year-over-year percentage change.
Q. How can I protect my money from inflation?
Common inflation hedges include equities, real estate, Treasury Inflation-Protected Securities (TIPS), and gold. Diversifying investments to target returns above the inflation rate helps preserve real purchasing power.
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